District Governor Chuck Rutenberg Visits RCFC
Chuck joined the Rotary Club of Fort Collins in 2001 and served as President in 2007-2008.  In 2007 he was honored as “Rotarian of the Year” for District 5440 and has received many club recognitions including the 5 Areas of Service and the Spirit of Rotary Awards. He is a multiple Paul Harris Fellow and Bequest Society Member.  Chuck served as the District Chair for Club Visioning from 2008-2011, the District Grants Committee Chair from 2010 – 2013 as well as a member of various club committees such as Fundraising, Foundation chair and World Community Service.  He also served as President of Rocky Mountain RYLA, Chair of RYLA and YRYLA, and senior counselor at both RYLA and YRYLA. Chuck served as is an Assistant Governor for District 5440 from 2010-2013 serving the four Greeley clubs.
He chaired the Club Visioning endeavor for District 5440 from 2008 - 2011, facilitates Rotary Leadership Institute sessions and joined the PETS facilitation team in 2011. He served as a PETS trainer from 2008 – 2012 and as lead trainer for PETS from 2013-2015.
Chuck served as President of the Board for SAINT INC, an alternative transportation organization for seniors in Fort Collins and Loveland, and as the President of the Board for Care Housing Inc., a non-profit organization providing affordable housing in Fort Collins and Windsor, for three years. He spent 31 years working for two Fortune 500 companies and retired this year after 16 years in the Financial Services industry.
He has been married to Lynn for 34 years. They have a son and three daughters, as well as seven grandchildren.
Chuck likes to hike, play golf and is also a nature photographer.
Bob Bethke's "New Member Talk"
Wednesday December 14, new Blue Badge member Bob Bethke gave his Classification Talk, more accurately described today as a "New Member Talk".  Bob covered his youth, his Rotary Exchange Student experience, his reasons for joining Rotary, and his career history.  Welcome Bob!
Holiday Party Fun
President Steve Announces $13 Meals
At the December 5 meeting, President Steve Laine announced that all meals will now be charged at $13 per week.  Be aware however, this change only affects Satellite, SAE, LOA members who visit, guests of members and drop-in guests.    Rotarians who bring potential new members are not charged for the prospect's meal.    
All members who commit to the quarterly meal plan (approximately 104 of 150 members), will continue to be billed $210 per quarter, approximately $17 per week.  
Behavioral Biases and Investment Mistakes

Last week, CSU professor, Dr Vickie Bajtelsmit discussed the 7 most common investor mistakes in her talk entitled “Behavioral Biases and Investment Mistakes”.  She has been at CSU since 1991 and is currently director of the Master of Finance program. Her area of expertise is “Behavioral Finance” - the study of psychological and cognitive issues that influence our investment decisions.

Much of traditional economic theory assumes that investors always make rational decisions. But (breaking news) we do not - we are human.  We are programmed to use mental shortcuts which commonly lead to decision errors.

Seven common errors (biases) were described-from our often counterintuitive reaction to a falling stock value to overconfidence and “herd mentality”. Corrective methods were provided.

The bottom line is we are human, not rational, but “normal”.  There is no substitute for self control and research when investing.  And… always-buy low and sell high.
Rotary Club of Fort Collins was chartered August 1, 1918, and this year celebrates 100 Years of Rotary In Fort Collins.  
Club Information
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Fort Collins
Meetings: Wednesday Noon
Drake Center (Lunch)
802 West Drake Road
Fort Collins, CO  80526
United States
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Announcements Editor Bonnie Titley

Randy Kurtz asked for volunteers for Merit Badge University on January 5 and 12.

Henry Weisser urged members to pick up an OSHER catalog.

Martin Nelson reminded members of bell ringing assignments.

Rob Marschke asked members to support the 2019 Peach Festival by becoming a  Sponsor.  Forms were distributed.

Don Eversole asked interested members to join the newly established Peace Fellowship.  Remember—peace leads to solutions.

The Rotary Investment Fellowship will meet immediately after the regular December 19 meeting in the Drake Center foyer.  Topic: “Investing During an Economic Slowdown and Recession.”   During the last regular Rotary meeting, CSU finance professor Vickie Bajtelsmit, examined behavioral biases and investment mistakes and said that an economic slowdown or worse is likely in the foreseeable future.  How should an investor respond to this possibility?  Everyone is welcome.

Past Announcements still valid:

Randy Kurtz announces that Merit Badge University will be January 5 & 12 from 8:00 - 12 noon at Front Range Community College.

Sally Lee urged members to give King Soopers cards as gifts.  Talk to her if interested.

Dave Stewart updated the progress at the orphanage in Santa Maria.  300 acres have been added and irrigation improve.
Donna Chapel asked for a show of hands of those who would host a home fellowship dinner.  If interested, tell Donna.
Don Eversole urged us all to consider supporting the FoCo Cafe in their long term financial needs.  Drop in from time to time.
Bill Schaffter urges participation in Fort Collins Read Aloud.  For information, go to

Marty Bachman reminded all to report special occasions/events/illness that the Care and Recognition Committee should acknowledge.  Call Marty, Melanie Chamberlain, or Jeanne Fangman.

Upcoming Events
MERRY CHRISMAS - No Rotary Meeting
Dec 26, 2018
Social Security Update - Tom Margenau
Jan 02, 2019
Changes in the Funeral Home Industry
Jan 09, 2019
State of the University - Tony Frank
Jan 16, 2019
Photo Albums
12-5-2018 Regular Meeting
11-28-2018 Regular meeting
11-14-2018 Meeting
11-07-2018 Meeting
10-31-18 Meeting Photos
08-29-18 Steak Fry
10-24-2018 Regular Meeting
10-17-18 Meeting Photos
10-10-2018 Meeting
10-03-2018 Meeting
09-26-2018 Regular Meeting
09-19-2018 Meeting Photos
09-05-2018 Regular Meeting
8-29-18 Steak Fry
08-22-2018 Regular Meeting
08-18-2018 Peach Festival
08-08-2018 Regular Meeting
08-01-2018 Centennial Dinner
7-18-18 Meeting Photos
06-27-2018 Regular Meeting
6-20-18 Meeting Photos
2018-6-13 Meeting
May 30, 2018 Meeting
Meeting May 23, 2018
05-09-2018 Regular Meeting
05-02-2018 Regular Meeting
04-25-2018 Regular Meeting
03-28-2018 Regular Meeting
03-21-2018 After Hours Meeting
March 7, 2018 Meeting
02-28-2018 Meeting
02-14-2018 Meeting Photos
01-31-2018 Regular Meeting
Regular meeting 01-24-2018
1/10/2018 Meeting
1-3-2018 Meeting Photos
Wreath Building 12-4-2017
12-6-2017 Regular Program
12-13-17 Christmas Party
Bulletin Editor
Stacy Plemmons
Russell Hampton
National Awards Services Inc.
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