Dan S. Ward is one of the luckiest people on the planet! 
He lives with a wonderful woman in a marvelous new home, has all manner of things with which to keep himself occupied, and after falling down the stairs last week, didn’t break a single bone and was able to waddle away on his own power. 
He has traveled the world (and the United States), thinks of himself as a generalist with the ability to specialize in most any subject, and believes that everything in life is funny (albeit from a distance in time and/or space).  A long time ago he earned a Bachelor of Engineering Science degree and later a Ph.D. in Nuclear Physics, in the interim spent four and a half years in the U.S. Navy (submarines), has taught at Colorado State University and the University of Texas, was once a Certified Financial Planner, and has researched ways to totally transform the world (the latter a work in progress).